:root {
  --ink: #17213a;
  --muted: #5e6b82;
  --line: #dfe5ef;
  --paper: #fbfaf7;
  --card: #ffffff;
  --navy: #122447;
  --blue: #1f6feb;
  --green: #20a67a;
  --gold: #c6923f;
  --shadow: 0 24px 70px rgba(18, 36, 71, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Georgia, 'Times New Roman', serif;
  color: var(--ink);
  background:
    radial-gradient(circle at 12% 8%, rgba(31, 111, 235, .10), transparent 34%),
    linear-gradient(180deg, #fffefa 0%, var(--paper) 54%, #f4f7fb 100%);
  line-height: 1.65;
}

body::before {
  content: '';
  position: fixed;
  inset: 0;
  pointer-events: none;
  opacity: .35;
  background-image: linear-gradient(rgba(18,36,71,.04) 1px, transparent 1px), linear-gradient(90deg, rgba(18,36,71,.04) 1px, transparent 1px);
  background-size: 42px 42px;
}

.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(251, 250, 247, .88);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; min-height: 76px; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; color: var(--navy); text-decoration: none; font-weight: 700; letter-spacing: .02em; }
.brand-mark { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 12px; background: var(--navy); color: white; font-family: 'Trebuchet MS', sans-serif; }
.nav-links { display: flex; gap: 18px; flex-wrap: wrap; }
.nav-links a { color: var(--muted); text-decoration: none; font-family: 'Trebuchet MS', sans-serif; font-size: 14px; font-weight: 700; }
.nav-links a:hover, .nav-links a.active { color: var(--blue); }

.hero { padding: 88px 0 58px; }
.hero-grid { display: grid; grid-template-columns: 1.08fr .92fr; align-items: center; gap: 46px; }
.kicker { color: var(--gold); text-transform: uppercase; letter-spacing: .18em; font: 700 12px 'Trebuchet MS', sans-serif; }
h1, h2, h3 { line-height: 1.08; margin: 0 0 18px; }
h1 { font-size: clamp(44px, 7vw, 82px); letter-spacing: -.055em; }
h2 { font-size: clamp(32px, 4vw, 50px); letter-spacing: -.035em; }
h3 { font-size: 25px; letter-spacing: -.02em; }
p { margin: 0 0 18px; color: var(--muted); }
.lead { font-size: 20px; color: #40506c; }
.cn { color: #66738a; font-size: 15px; border-left: 3px solid var(--gold); padding-left: 14px; }
.actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 30px; }
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 46px; padding: 0 20px; border-radius: 999px; text-decoration: none; font: 700 14px 'Trebuchet MS', sans-serif; transition: transform .18s ease, box-shadow .18s ease; }
.btn:hover { transform: translateY(-2px); }
.btn.primary { background: var(--navy); color: #fff; box-shadow: 0 16px 36px rgba(18,36,71,.2); }
.btn.secondary { border: 1px solid var(--line); color: var(--navy); background: rgba(255,255,255,.65); }

.hero-card { position: relative; padding: 28px; border-radius: 28px; background: var(--card); box-shadow: var(--shadow); border: 1px solid var(--line); }
.hero-card::before { content: ''; position: absolute; inset: 16px; border: 1px solid rgba(198,146,63,.35); border-radius: 20px; pointer-events: none; }
.metric { display: grid; grid-template-columns: 72px 1fr; gap: 16px; align-items: center; padding: 18px 0; border-bottom: 1px solid var(--line); }
.metric:last-child { border-bottom: 0; }
.metric strong { font-size: 31px; color: var(--blue); }
.metric span { color: var(--muted); font-family: 'Trebuchet MS', sans-serif; font-size: 14px; }

.section { padding: 70px 0; }
.section.alt { background: rgba(255,255,255,.45); border-block: 1px solid var(--line); }
.section-head { max-width: 760px; margin-bottom: 34px; }
.grid { display: grid; gap: 20px; }
.cards { grid-template-columns: repeat(4, 1fr); }
.two { grid-template-columns: repeat(2, 1fr); }
.three { grid-template-columns: repeat(3, 1fr); }
.card { background: rgba(255,255,255,.82); border: 1px solid var(--line); border-radius: 24px; padding: 26px; box-shadow: 0 14px 35px rgba(18,36,71,.06); }
.card .num { color: var(--gold); font: 700 13px 'Trebuchet MS', sans-serif; letter-spacing: .14em; }

.steps { counter-reset: step; display: grid; gap: 15px; }
.step { counter-increment: step; display: grid; grid-template-columns: 46px 1fr; gap: 14px; align-items: start; padding: 18px; background: #fff; border: 1px solid var(--line); border-radius: 18px; }
.step::before { content: counter(step); width: 38px; height: 38px; border-radius: 50%; display: grid; place-items: center; background: var(--green); color: #fff; font: 700 15px 'Trebuchet MS', sans-serif; }

.contact-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.contact-list a { color: var(--blue); font-weight: 700; }
.form { display: grid; gap: 14px; }
label { font: 700 13px 'Trebuchet MS', sans-serif; color: var(--navy); }
input, textarea { width: 100%; border: 1px solid var(--line); border-radius: 14px; padding: 13px 14px; font: 15px 'Trebuchet MS', sans-serif; background: #fff; color: var(--ink); }
textarea { min-height: 140px; resize: vertical; }
.notice { display: none; padding: 14px; border-radius: 14px; background: rgba(32,166,122,.12); color: #13614a; border: 1px solid rgba(32,166,122,.25); }
.notice.show { display: block; }

.legal-block { margin-bottom: 34px; }
.legal-block ul { color: var(--muted); }
.footer { padding: 34px 0; border-top: 1px solid var(--line); color: var(--muted); font: 14px 'Trebuchet MS', sans-serif; }
.footer-row { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.footer a { color: var(--navy); text-decoration: none; font-weight: 700; }

@media (max-width: 900px) {
  .hero-grid, .two, .three, .cards { grid-template-columns: 1fr; }
  .hero { padding-top: 56px; }
  .nav { align-items: flex-start; flex-direction: column; padding: 18px 0; }
}